Meet The Team

Ray Smith

Ray Smith is the President of Providential Marketing Inc. With a background in healthcare as a Patient Care Coordinator Supervisor at two medical centers and experience in the automotive industry detailing cars for Ford in northern New Jersey, Ray brings a diverse skill set to his current role. He earned an Associate's Degree in Business Administration with a 3.75 GPA, achieving recognition on the President's Scholar list.

Ray has been in the marketing industry for approximately two years, where his unique ability to connect with people from all walks of life—honed by his upbringing in the culturally diverse Lower East Side of New York City—sets him apart. He is known for his competitive nature, consistency, and a strong desire to learn and grow.

Providential Marketing Inc. stands out for its inclusive environment, where creativity and ideas are valued regardless of experience or tenure. Ray is committed to hands-on training and mentorship, drawing on his own journey from entry-level to leadership to inspire and guide others toward entrepreneurship. His personal story of overcoming adversity, having grown up in the Lillian Wald Houses and turned his life around, serves as a testament to his belief that anything is possible.

In addition to his professional endeavors, Ray is a passionate fan of New York sports teams, particularly the Knicks, Yankees, and Giants. He has a love for graffiti art, is an avid sneaker collector with around 150 pairs, and is a dedicated foodie who once traveled to Connecticut just for a specific thin-crust pizza. Ray is happily married and the proud father of twin 6-year-old boys. His mission is to help change the narrative that 73 percent of Americans are likely to die with some debt, striving to make a positive impact in the lives of those he mentors and beyond.